Purchasing a home is one of the most important financial decisions an individual will make.
As with many things in life, proper preparation is vital to success in a real estate transaction. With the assistance of an experienced and qualified REALTOR®, your home purchase experience will be both accommodating and rewarding.
So, what can you expect from me? Commitment. Professionalism. Expertise!
Get Started The Right Way
Whether you choose me as your real estate agent or someone else, one of the first things we will discuss is if you have been pre-qualified. Getting pre-qualified through a lender is very simple and is normally done over the phone. A lender/mortgage broker will ask you a series of questions about your financial situation to get you pre-qualified. In turn, you will have questions that you should ask the lender about what they can do for you.
Pre-qualification has two primary benefits and they are:
- To let you know how much you can afford by giving you an amount you can borrow to purchase a home.
- You will be required with any purchase contract you submit in Arizona to provide the Seller’s agent with an LSR (Loan Status Report).
Having an LSR in hand before beginning the home search process will help expedite presenting an offer in case you want to submit an offer over the weekend (when most lenders are not available). This is also a great time for you to begin reviewing the documents home buyers need to sign (or initial) when purchasing a home in Arizona, so that you are an educated and well-informed buyer.
If you are not pre-qualified and need to be recommended to a lender go ahead and give me a call and I’ll be happy to refer you to several professionals who can help you.
Hiring Me Costs You Nothing When Purchasing a Home
My real estate services will cost you, the buyer, absolutely NOTHING!
Even though I am working for you and looking out for your best interests, the Seller is the one who pays my commission. This means working with myself will cost you absolutely nothing and gain you everything!
Although my services will not cost you a penny, there are typical fees a Buyer pays.
Examples of fees you can expect to pay which are associated with the purchase of your new home are:
- Home Inspection
- Termite Inspection
- Appraisal Fees
- Escrow Fees/Title Insurance and so forth.
If you would like to speak with me and learn more about how I can help you purchase a home, you can contact me by phone at (623) 826-1234 or contact me here.
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